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  • Eligibility Criteria for Two Wheeler Loan
  • Minimum and Maximum Age
  • Loan Amount
  • Net Monthly Income
  • Employment Type
  • Minimum Work Experience
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What is Two Wheeler Loan?

A two-wheeler loan helps you purchase a motorcycle or a scooter of your choice and pay for it in equated monthly instalments (EMIs). Two-wheeler loans are available for both salaried and self-employed individuals.  Once your loan application has been approved you can ride out with a two-wheeler of your choice.

Eligibility Criteria for Two Wheeler Loan

21 Yrs. – 65 Yrs.
Note: However, many banks require minimum age of 18 years

Upto  10 Lakh. Some banks give maximum loan upto 50 Lakh
 Note: Loan amount depends upon the value of the two wheeler and the EMI you can pay

Min. 18,000 per month

Salaried and Self Employed

Interest rates are typically in the range of 7.75% to 29.00% per annum

1 year of total work experience

Business tenure should of 5 years & ITR required for at least 2 years (For Self Employed only)

CIBIL Score for Two wheeler Loan           

600 & more credit history

 

Note: Most banks avoid giving loans if you have low credit score

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